Terri Guest, CIRMS, of Berg Insurance Agency, and Cami Nielsen, of Common Interest Management, explain why insurance premiums are rising and how increasing your deductible is a win/win for the association. They will also provide Risk Management Strategies for managers and board members that can result in underwriting credits, along with a case study of how one association was able to go from limited options and a $150,000 premium to a preferred carrier and a $70,000 savings in one year.